The Future of Financial Modeling

The AI-native spreadsheet for modern finance.

Nummo turns natural language into precise, auditable models. Build, edit, and validate your spreadsheets with the speed of AI and the reliability of machine-verified logic. Think in English. Model in seconds. Trust every cell.

nummo-financial-model-v2.nmo
Natural Language Input
"Increase revenue growth by 2% in the Upside case and shift capex out one quarter."
AI Reasoning
Revenue Growth5.0% → 7.0%
Capex ScheduleShifted +1Q
Deterministic Output
Logic Validated
No circular dependencies found.
Structured Graph

Not a grid of cells.
A network of concepts.

Legacy spreadsheets were never built for the AI era. Nummo introduces a new modeling substrate that gives both humans and machines a complete understanding of your model's logic, structure, and meaning. This lets you make changes confidently, collaborate without breaking anything, and validate updates with full clarity.

Semantic Understanding

Nummo knows 'Revenue' is a metric, not just Cell B12.

Cascading Updates

Changes cascade intelligently through the system.

Structural Integrity

Warns about inconsistencies before they become errors.

Input
Assumptions
Growth_Rate: 5%
Churn: 2%
Logic
Calculations
Revenue = Users * ARPU
EBITDA = Rev - Opex

Built for precision

Nummo combines the flexibility of a spreadsheet with the rigor of software engineering.

Natural Language

Tell Nummo the change you want, and it transforms your instructions into exact, validated model updates.

Structural Integrity

Nummo constantly validates the entire model, checking references and ensuring consistency.

Version Control

No more endless file versions. Snapshots, branches, merging, and diffs built in.

Real Collaboration

Multiple analysts can work on the same model simultaneously without conflict.

Structured Engine

A semantic representation of your model that AI can understand and manipulate safely.

Explainability

Every action comes with a full explanation. See what changed, how, and why.

Local-First

Models run locally by default. Your data stays on your machine unless you choose to sync.

Reusable Logic

Create and reuse validated modeling components like SaaS metrics or DCF frameworks.

Meet your new finance team

Nummo isn't just a tool. It's a suite of specialized AI agents that work alongside you.

The Investigator
Workbook Detective
Instantly understands model structure. Ask 'Where is the revenue data?' or 'Trace the dependencies for EBITDA' and get immediate, semantic answers.
The Reviewer
Virtual MD
Provides MD-level financial commentary. It doesn't just check for errors; it validates business logic, questions assumptions, and ensures best practices.
The Architect
Model Builder
Handles the heavy lifting. Tell it to 'Add a downside case' or 'Extend the forecast by 2 years', and it executes the structural changes perfectly.

Under the hood.

Nummo uses a multi-layer engine that captures every table, reference, assumption, and dependency inside your model.

Constraint Graph

Ensures consistency across all sheets.

Change Compiler

Transforms natural language into structured operations.

Execution Planner

Applies operations deterministically with validation.

Diff Engine

Shows changes across structure, formulas, and data.

// Execution Plan
1. Parse natural language intent
2. Resolve semantic references
3. Generate operation graph
4. Validate constraints
5. Execute atomic transaction
6. Update dependency tree
// Validation Check
✓ Circular dependency check
✓ Type safety verification
✓ Dimensional consistency

Built for every stakeholder

Analysts

Eliminate manual cell editing and formula errors. Get the clarity of code with the speed of natural language.

Finance Teams

Work from a single source of truth. Assumptions are clear, edits are safe, and collaboration is controlled.

Executives

Trust your models. Reviews are faster, scenarios are easier to explore, and forecasts are more reliable.

Institutions

Run locally, integrate with internal LLMs, and enforce strict data policies for regulated environments.

Local-First & Secure

Nummo takes data integrity and privacy seriously. Local-first architecture ensures sensitive financial data never leaves your device unless you explicitly choose to sync.

  • Bring-your-own-LLM support
  • Full audit traceability
  • Role-based access controls